A Dependable Framingham Bankruptcy and Debt Relief Lawyer Helps You Address Your Financial Challenges
Strategic counsel and bankruptcy advocacy in Worcester, Massachusetts
Millions of Americans struggle with debt. In many cases, unmanageable debt is the result of an unexpected event, such as an illness, death or divorce. Unemployment could leave you unable to pay your credit card or medical bills, presenting you with financial challenges that appear impossible to overcome. When you are overwhelmed with debt, remember that you do have options for relief. Speak with the team at the Law Offices of Mark W. Bartolomei in Worcester, as we’ll give you the tools, information and legal guidance you need to explore bankruptcy and other options.
What is Chapter 7 bankruptcy?
Individuals, families or businesses may qualify to file for Chapter 7 based on an assessment of current income, assets and debts. Filing for this form of bankruptcy allows you to liquidate or dismiss any unsecured debts, including credit card bills, unpaid utilities and medical expenses. Although you cannot discharge taxes or judgments through Chapter 7, it will give you the ability to regain financial independence so that you can manage other debts and begin rebuilding your credit.
What is Chapter 13 bankruptcy?
Chapter 13 bankruptcy is a viable option for individuals who do not qualify for Chapter 7. This may be the case because you own a home or have a level of income that does not meet the Chapter 7 means test. Anyone may file for Chapter 13 to prevent foreclosure, restructure debts and pay back creditors according to a manageable repayment plan.
Protect your property and your rights — and achieve true debt relief
There are many misconceptions out there about bankruptcy. You may worry about losing your house or property, and that you’ll never be able to restore your credit after filing. Remember that bankruptcy is the legal way to discharge debts and help you toward financial independence. Our experienced bankruptcy attorney assists you with protecting your property and assets, as well as preventing foreclosure though bankruptcy protection. With more than 20 years of experience in this field, you can trust in our law firm to open up options for you and your loved ones.
Set up a free initial consultation with the Law Offices of Mark W. Bartolomei by calling 508.754.5900 or contacting us online. Our office hours are 8 a.m. to 6 p.m., Monday through Friday, with after-hours and weekend appointments available upon request. Our Worcester County office is conveniently located, and we also have a satellite office in Framingham. We proudly serve clients from throughout central Massachusetts, including Oxford, Shrewsbury, Marlborough, Milford and the surrounding communities.